This recognition shows that Haven Lifes model accomplishes exactly that. Haven Life, which launched about two years ago, entered the life insurance space as the first to sell a medically underwritten term policy entirely online. Customers receive an instant decision on coverage eligibility versus waiting several weeks for a decision. The introduction of Haven Lifes InstantTerm process took the innovation a step further by allowing qualified, healthy applicants up to the age of 45 to get life insurance coverage without a medical exam .* The online life insurance agency is backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual), a trusted insurer with more than 160 years of experience. Haven Life has taken what was once a tedious four- to six-week process and cut complexity to bring the life insurance industry in line with consumers on-demand lifestyle, said James Johnson, Managing Director at FinTech Breakthrough. Thats the essence of our award to recognize the innovators with a deep understanding of consumer demand whose product or solution has completely disrupted the financial services industry. To learn more about why customers love Haven Life and to get a free term life insurance quote , please visit havenlife.com. ABOUT HAVEN LIFE Haven Life is a tech-focused life insurance agency that offers high-quality and affordable term life insurance coverage that can be purchased entirely online. We're transforming the typically time-consuming and confusing process of buying life insurance into one that's easier, faster and just plain better. Haven Term is a Term Life Insurance Policy (DTC, ICC14DTC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111 and offered exclusively through Haven Life Insurance Agency, LLC. *Instead of needing a medical exam to finalize coverage, Haven Like bases approval and the final premium rate on the health information provided in the application process. ABOUT FINTECH BREAKTHROUGH FinTech Breakthrough is an independent organization with an awards and recognition platform devoted to honoring excellence in Financial Technologies and Services companies and products.

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