Deborah Pfeiffer -Feb 7, 2017 / 5:00 pm | Story:188214 A Penticton man is struggling to get back on his feet after losing everything he owns in a fire. Robert Emms, a local taxi driver, was left with only the clothing on his back, after a fire at his home on Kilwinning Street late Saturday night. Adding to Emms' woes, he did not have tenants insurance. "Any donations would be greatly appreciated, the poor guy has nothing," says a gofundme page created for Emms by a friend. Emms is just the latest Okanagan household to lose it all in a blaze and not have insurance. William Mathison and Tanya Mercier did not have tenant's insurance, and were faced with starting over after a fire ripped through their Government Street home in Penticton in January. That same month, the community of Osoyoos pulled together to help a family of six who lost their home in a fire and did not have insurance. The same goes for a family in West Kelowna , who lost everything after a fire at the Metis Housing complex. While many Okanagan families are struggling to make end meet as it is, a local insurance broker says these cases show how important renters insurance can be. Neil Jamieson, owner of Underwriters Insurance in Penticton, said the going rate for a tenant's package is between $30 to $40 a month, which would cover $40,000 in personal possessions and $1 million liability. "At the time of a fire the biggest thing you want to do is replace your clothing and belongings, as well as have a roof over your head," he said.

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